There’s a glimmer of good news for would-be home buyers who have been shut out of the housing market due to affordability challenges. On the national level, the median down payment came in at an average of 14.5% and a median amount of $30,300, according to Realtor.com’s bi-annual down payment report.

This was a drop from the record peak of the second quarter of 2024, which came in at 14.9% and a median amount of $32,700, respectively. It’s also a decrease compared to the same time last year (14.7% and $30,400, respectively).